top of page

DIGITAL FINANCE FOR ACCESS, AFFORDABILITY & ENVIRONMENT

Problem

​

Fintech has been a harbinger for improving customer experience, risk mitigation, new products and services.... however, there is a long way to go for India and emerging countries in Asia to have a truly sustainable society with respect to accounting for environmental costs as well as affordability and accessibility of large populations of the middle - lower middle class. There is a huge gap in the market in micro-insurance products, wealth management products and credit assessment models for non-standard income profiles.

Solution

 

There are ventures working on innovative solutions through business models or technology to provide access and affordability   to the emerging middle-lower income for credit, insurance and wealth management products; financial services to enhance livelihoods by tailoring credit products for specific requirements, improve risk management by use of new data sources and algorithms and in-depth study of micro-businesses. Additionally there are financial intermediaries focused on funding ventures who are trying to tackle the climate challenges, such as solar panels, sustainable agri and circular economy. 

Market Segments

We have segmented the market we serve by the purpose of the business model

ACCESS& USAGE

Ventures with solutions which increase access & affordability in financial services for under-served demographics through technology, collaborations and new business models

LIVELIHOOD

Ventures with solutions which improve the livelihood of people through tailored products, better risk assessments and understanding of target market

RISK AND INTEGRTION

Ventures with technology solutions to better assess the risk profile of customers or to connect under-served customers through both financial and non-financial products

bottom of page